FCMB Loan: How to borrow money from FCMB? are you desperately in need of money to either finance your business or build your house for some privacy issues and you decide to borrow money from FCMB and you don’t know how to go about it?
A loan is a quantum of plutocrat that an existent has espoused. An existent, a borrower, frequently has a debt that he has to repay with interest. A loan can principally help people in unanticipated fiscal torture.
FCMB is a popular bank known for giving out easy loans? Now, you might be wondering how to get a loan from FCMB. Then’s all you need to know about it.
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Types of Loan FCMB Offers
There are many loan options. Just choose the most suitable bone for yourself. Then the offers are up to you
1. Fast cash
FCMB is quick cash because there is no paper loan that does not require a guarantee. You can apply for this loan by dialing the USSD code, * 329 * 11 #.
What are the Benefits of FCMB fast cash?
The benefits of FCMB Fast cash are listed below;
- It grants you instant access to funds.
- Fast cash is very convenient because it does not require any paperwork. Just dial, *329*11#
- Also, you can apply for it as many times as you want
- Lastly, you get a 3 months replacement cycle
What is the Requirement to get an FCMB fast cash loan?
To get an FCMB fast cash loan, you must meet the following requirements:
- You must apply for an FCMB fast cash loan to solve an urgent financial need.
- FCMB must grant you access to fast cash services.
- The loan will be paid directly to your current or savings account with FCMB. However, non-FCMB customers must use their salary accounts.
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2. Salary Plus Loan
This is a customer credit method only for those who earn a salary using an FCMB account. Through the plus salary, FCMB clients who qualify for the loan will receive financing before receiving their salary.
What are the requirements to get an FCMB salary plus a loan?
To get a salary plus a loan, you must provide your salary account. With the recommendation, you must also provide your employer with a consistent salary confirmation for at least six months.
3. Premium Salary Loan
This loan program serves certified employees of commercial organizations. However, the organization should be rated by Moody as being at least BB. Participating participants should also be eligible for a loan of at least N 2, 000 000.
- Here are key features of the premium salary loan:
- You apply for a minimum loan amount of N 2million.
- A management fee of 1% fiat upfront.
- A minimum and maximum tenure of 12 and 60 months respectively.
- Lastly, the insurance fee will be 0.9% of the loan amount tenure.
4. Auto Loan
This loan allows individuals who are entitled to partial financing to purchase cars. It allows customers to own a car and pay for a period of time. In addition, it is divided into the FCMB Auto Loan Alliance and the Standard Auto Loan.
The FCMB Auto Loan Alliance package offers customers loans to acquire a Tokunbo car. On the other hand, Standard Car Rental helps customers buy cars from pre-qualified dealers with the FCMB contract.
5. Credit Card
With an FCMB Credit card, you can pay for anything. It offers you a credit that you can use to buy anything and requires that you pay back the loan in the future.
How can I get an FCMB Credit card?
Here are the steps you should follow to get an FCMB credit card
- Log into the FCMB website
- Next, go to the website’s dashboard and click on loans and credit cards.
- Thereafter, click on credit card
- Read through and click on the link that will redirect you to a form to fill.
- Fill in your personal details and click on “Apply now”
- On the other hand, you can call FCMB credit card on 0700329000 or visit the nearest FCMB branch close to you.
How do I borrow money from FCMB?
LOAN TOP-UP VIA FCMBONLINE
- Log on to FCMBOnline.
- Click on Consumer Loan.
- Click on Salary plus top up.
- Select Current account number.
- Confirm loan amount.
- Check the box for terms and conditions.
- Submit request and loan is disbursed within 8 hours.
How can I get a loan from FCMB?
Simply follow the process below to receive a loan from FCMB:
- Take time out to go through their available loans as listed and explained earlier in this article
- Visit any of their official outlets, tendering your request for that type of loan
- An agent would put you through on the application process
However, note that some loans can be applied for and received online and you do not need to go to their office.
How can I contact FCMB?
You can contact FCMB in the following ways:
Address: Primrose Tower,17A Tinubu Street, Marina, Lagos State.
Phone number: 01-2798800 or 07003290000
Email address: customerservice@fcmb.com
You can reach them via any of the means listed above.
Conclusion:
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