GTB Loan – How to borrow money from GTBank is really not difficult if you follow the right procedure, GTBank has a wide range of offers for acquiring a loan in Nigeria that suits personal and business needs.
So am going to be educating you on loans from GTBank and how to get one cause You get confused in the process of choosing the right fit.
For this reason, we have compiled this complete list of all available GTB loans and how you can get one. Let’s dive, shall we?
Contents
- 1 GTB Loan Types And How To Borrow Money From GTBank
- 2 Conclusion:
- 3 Disclaimer:
GTB Loan Types And How To Borrow Money From GTBank
Listed below are the types of loans you can get from GTBank;
1. GT Salary Advance
This GTB loan offers you up to 50% of your monthly salary in advance. It will only be used by private companies and government employees who have a payroll account with GTBank.
How To Borrow a GT Salary Advance from GTBank?
There are 3 different ways to apply for a GT Bank salary advance. They include:
- Use the GTBank internet banking platform
- Use the GTB loan code – *737*8*2#
- Visit any branch of GTBank or ATM
2. GTB Quick Credit Loan
Quick Credit is a GTB loan for employers and self-employed people. A quick loan from GTB gives you the opportunity to immediately get cash and repay it for 6 – 12 months with an interest rate of 1.33%.
How To Borrow a GTB Quick Credit Loan?
- Use the quick credit GTB loan code – *737*51*51#
- Use any of the GTBank online and mobile banking platforms
3. GTBank MaxAdvance Loan
GTBank Max Advance Loan is a type of GTBank loan that gives a loan to selected employees of private and public organizations who have their payroll accounts with GTbank.
4. GTBank MaxPlus
MaxPlus is a GTB loan that gives you a more extensive loan tool and a quick repayment schedule. It will only be available to GTbank platinum customers whose payroll accounts are with the bank.
5. GTBank School Fees Advance (GTBank Student Loan)
Also known as GTBank Student Loan, it is a GTB loan tool that gives you the option to pay tuition for your children/neighborhoods. One of the most important conditions for access to this loan is that the institution must be located in Nigeria.
This loan facility is available to employees of private and public organizations who have their GT Bank salary accounts.
How to Borrow a GTBank Student loan?
- Complete and submit an application form and an Employer undertaking form
- Provide the school fees bill and credit insurance
- Ensure that your staff terminal benefit is domiciled in GTB
6. Computer Acquisition Scheme
This is the NYSC loan scheme that today offers loans that NYSC members use to finance the purchase of mobile devices. These board members must have their payroll accounts with GTBank and the debt repayment must be completed within a year of service.
How To Apply for The Computer Acquisition Scheme
- Complete and submit an application form
- Submit an Employer undertaking form
- Show proof of domiciliation of your NYSC allowance with GTBank.
RECOMMENDED:
This is a revolving overdraft facility that is placed on your Debit Naira MasterCard.
Requirements for Getting A Premium Advance from GTBank
- Ensure you are already a platinum customer
- Your average monthly salary must not be less than N1million in the last 6 months
- Also, your annual turnover must not be less than N10million
- Your salary account in the last consecutive 3 months must have been with GTBank
8. GTBank Travel Advance
Travel Advance is a GTBank loan designed to meet the travel needs of its customers who have bank-based payroll accounts. This credit can be used to secure your ticket, hotel booking, airport pick-up and drop-off, travel, and events.
9. GTBank Mortgage
GT Mortgage is a mortgage lender in Nigeria that provides loans to customers whose salaries or business accounts are with GTBank to help them own their homes.
Requirements for The GTBank Mortgage
- A completed application form
- The property’s title document
- Offer letter to sell property from vendor
- Get a valuation report from GTBank’s approved estate valuer
- Search report from GTBank legal group
10. GTBank Vehicle Insurance Premium Financing
The GTB car loan will allow employees and companies with a GTBank account to pay car insurance premiums and spread the installment over 12 months.
Some questions you may ask;
How can I qualify for GTB quick credit?
How Do I Know I am Eligible for Quick credit? To qualify for this loan, you must be an existing GTBank customer with a monthly net salary of at least N20,000. Also, you must have a satisfactory credit score and no unpaid obligations.
How do I check my loan balance on GTB?
Simply dial *737*6# to make inquiries on the following: Account balances, BVN & Account Number (*737*6*1#) Loan balances (*737*6*2#)
What is a payday loan in GTBank?
The GTbank payday loan, also known as the GTbank salary advance, is another loan option targeted at salary earners. This loan service gives salary earners up to 50% of their net salary upfront. The payday loan is customer-based and does not require any collateral for its processing.
What is the code to borrow loan from GTBank?
The code to borrow money from GTBank Nigeria is *737*51*51#. You can access the code on your mobile phone number linked to your GTBankaccount. Also, it is accessible from all networks in Nigeria, including GLO, MTN, Etisalat, 9mobile, and Airtel.
Conclusion:
Hope after reading this article was able to solve your problem?
Let us know your challenges so we can proffer solutions to them as soon as we can.
Click the link for a jobs update!
Disclaimer:
Careersafrik is NOT the official page. This is only a one-page summarized information page. While we endeavor to keep the information up to date and correct, information may change at any time without notice. Please always refer to the official website of the host/official page for complete and updated information. Please read our Terms of Use for more information