How to borrow money from Keystone bank? are you in any way in need of money to settle some urgent bills or to use to start up a business and want to borrow money from Keystone bank? well, your problem with how to get a loan from Keystone Bank has been solved.
This article is all you need to know on how to borrow money from Keystone bank and the types of loans available for your personal lifestyle or business needs.
Well, I will suggest you relax and take your time to select which loan is best for you.
Keystone Bank is Nigeria’s foremost financial institution which offers varieties of Loan facilities to it customers ranging from salary advance instant, equity release asset finance, auto loan, home acquisition, and salary backed loan
And Keystone also offers creative industry financing initiatives in the following area;
- Information Technology
Their tuition debt is designed to provide parents/carers with a short-term investment to cover the tuition fees for their children/surroundings, as well as to finance bachelor’s, postgraduate and professional exams.
Keystone Bank Salary Advance Instanta
Keystone Bank works with the best practice and offers top solutions and services to its clients and partners and their payroll accounts at the bank’s headquarters.
This credit facility allows payers to gain access to up to 30% of their net monthly salary by transfer.
According to keystone bank management, the product will also be available to all Keystone Paytime Current Account customers.
Depositors can thus access this facility throughout the year with a 30-day cleaning cycle. Objective: Earned salary Duration: Maximum 30 days.
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- 0.1 Application requirement for Keystone Bank Salary advance Loan
- 0.2 Application requirement for CREATIVE INDUSTRY FINANCING INITIATIVE
- 0.3 How To Apply For Creative Industry Financing Initiative
- 0.4 What is the loan code for Keystone Bank?
- 0.5 How do I activate my Ussd Keystone bank code?
- 1 Conclusion:
- 2 Disclaimer:
Application requirement for Keystone Bank Salary advance Loan
- Completed Application Form
- Completed Employee Status Inquiry/Employer’s
- Confirmation Form
- Evidence of Confirmation (Letter of Confirmation, Last promotion letter, etc.)
- Copy of Employment ID and valid means of identification
- Credit checks
- Letter of Lien/Set-off
- Bank account with the keystone bank
Keystone Bank Auto Loan
This type of loan has long been intended for employees and the self-employed who want to buy cars (only new cars) of their choice.
Tenor loans depend on the following client classes: Payroll (48 months); Entrepreneurs (36 months)
Keystone Bank Equity Release
Basic Bank Equity Release is a long-term salary secured by legal loans for residential real estate. Available only for payers.
According to the bank, the maturity of the loan depends on the following: Salary domicile (7 years), Non-salary domicile (5 years) Source of repayment: Wages and fees based in Keystone Bank.
Keystone Bank Asset Finance
Keystone bank consumer Finance loan is accessible to Salary Earners and Self-employed customers to part-finance the acquisition of brand new household assets from the Bank’s prequalified vendors.
According to the bank, the target Market is meant for the following depositors: Salary Earners and Self-Employed Individuals
Loan tenor: 18 months
Keystone Bank Home Acquisition loan
Customers with access to AA ratings can obtain this type of credit because it is accessible to payroll representatives and small and medium-sized enterprises.
The maturity of the loan depends on: Non-salary seat (7 years), Salary seat (10 years) Contribution to equity: 20% for wage representatives and 40% for self-employed
Customers have access to home loans from Lagos, Abuja, Ibadan, Kano, Port-Harcourt, Jos, Warri, Ogun, Kaduna, Benin, Owerri, Yola, Bauchi, Ilorin, Enugu, Onitsha, Sokoto, Akure, Asaba Los.
Keystone Bank Salary Backed Loan
The loan facility provides short-medium term loans of up to an N5million for a maximum period of 48months.
Product is designed for salaried employees in structured organizations whereby the employer (i.e. Counterparty) has been profiled and assessed to meet the bank’s Risk Asset Acceptance
Keystone Bank Creative Industry Financing Initiative
This type of credit facility was introduced by the Central Bank of Nigeria CBN in cooperation with the Bankers’ Committee to improve traders’ and investors’ access to long-term and short-term interest financing (up to 10 years and an interest rate of 9%).
in the Nigerian creative and information technology sub-sectors.
This fulfills the role that identified sectors must play in supporting job creation, reducing poverty, and accelerating inclusive growth. CIFI can be accessed at Keystone Bank Limited.
If you focus on the following fields, fashion, information technology, film, and music, you can earn up to 500 million N for your creative business.
- Low Interest of 9% per annum
- Flexible repayment plan spread over 10 years
Application requirement for CREATIVE INDUSTRY FINANCING INITIATIVE
- Your business must be registered with Corporate Affairs Commission
- You must have a Business Proposal
- Your business must have a clean Credit Bureau Report with zero overdue obligations.
- Your business must be in the creative industry
- Your business must have a satisfactory CRMS report of owners, sponsors, and directors.
How To Apply For Creative Industry Financing Initiative
Interested applicant can Send their business proposal and other supporting documents for your enterprise via firstname.lastname@example.org
What is the loan code for Keystone Bank?
*7111# Keystone Bank USSD service (*7111#) is one of the Bank’s strategies to promote financial inclusion.
How do I activate my Ussd Keystone bank code?
If you want to activate the Keystone Bank USSD transfer code on your phone, it is effortless. Dial *7111# and follow the instructions on your screen to complete the activation. That is everything you need to know about how to activate the Keystone Bank Nigeria transfer code on your phone.
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