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    Home » How to Get an Overdraft Loan From Kuda Bank 2022

    How to Get an Overdraft Loan From Kuda Bank 2022

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    Kuda Bank Overdraft Loan – Are you low on funds and want to quickly get an Overdraft loan from Kuda Bank and you do not know to get the Kuda Bank Overdraft loan code and borrow money?

    We have got you covered and here is a complete guide on how to borrow money from kuda Bank using the right code to do these transactions.

    With Kuda Bank’s overdraft, you can take quick short-term loans online without filling any form, doing paperwork etc. And you can pay back anytime you want with only 0.3% Daily Interest.

    Must Read:

    Kuda Bank Transfer Code | How to Use Kuda Bank USSD Code

    Contents

    • 1 Fact About Kuda Bank
      • 1.1 Brief History of Kuda Bank
      • 1.2 How to Apply for Kuda Bank Overdraft Loan
        • 1.2.1 How to Pay Back Kuda Bank Overdraft Loan?
        • 1.2.2 How much can Kuda borrow me?
        • 1.2.3 How do I activate overdraft on Kuda?
        • 1.2.4 How much is Kuda overdraft limit?
      • 1.3 Conclusion:
      • 1.4 Disclaimer:

    Fact About Kuda Bank

    Kuda Overdrafts is now trending on social media. Here’s a number to consider: 48,000+. Kuda has added 50,000 people to the Kuda Overdrafts pilot program this week and plans to add 50,000 people next week.

    Kuda Bank has become mainstream as a bank that offers fast loans in a short time. Be sure to use your account. According to Kuda Bank, an overdraft is a short-term protection that can help you keep your life organized.

    If your account balance is too low, you can always borrow money from your credit account to cover your expenses and repay them when you get paid.

    Brief History of Kuda Bank

    Kuda is a full-fledged, only digital bank based in London with offices in Lagos. It offers comprehensive banking services via mobile applications and allows ordinary Nigerians with an internet connection to manage their expense accounts and save money without the hassle of traditional bank payments.

    Kuda has launched its first loan product, which allows clients to obtain immediate loan through the Kuda application. It also separates itself from digital wallets by offering consumers free debit cards that are sent free of charge.

    How to Apply for Kuda Bank Overdraft Loan

    • Open Kuda and tap or swipe to your Borrow account.
    • Tap Borrow.
    • Tap Get Your Overdraft.
    • Tap Next.
    • Type in the amount you want to borrow then tap Done.
    • Confirm with your transaction PIN, fingerprint or Face ID.
    • Tap Okay and you can spend from your account.

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    How to Pay Back Kuda Bank Overdraft Loan?

    Repaying back the loan is as easy as automatically debiting your expense account. If you do not have enough money in your Spend account to be able to repay the overdraft in full if necessary, Kuda Bank says it will return it to you in installments if the money is added to your account until you have repaid your debt.

    How much can Kuda borrow me?

    Pilot program participants can borrow up to 50,000 nairs with a daily interest rate of 0.3% of any amount they borrow. The amount that can be borrowed will vary for different participants, depending on the credit reports and how much the participant uses in their account.

    Also See:

    • How to Get Loans For Farmers In Nigeria 2022
    • UBA Bank Loans – How to Borrow Money From UBA Bank
    • Access Bank Mobile App Loan – How to get a loan through a mobile app

    How do I activate overdraft on Kuda?

    Open Kuda App and go to your borrow account by tapping or swiping.Click on Borrow.Get Your Overdraft by using the Get Your Overdraft button.Click on Next.

    How much is Kuda overdraft limit?

    150,000 nairaThe new Kuda update has unlocked Kuda Overdrafts, a feature that will give you access to an overdraft of up to 150,000 naira automatically if you use Kuda frequently as your main bank account.

    Conclusion:

    Hope after reading this article, it was able to solve your issues?

    Let us know your challenges so we can proffer solutions to them as soon as we can.

    Disclaimer:

    Careersafrik is NOT the official page. This is only a one-page summarized information page. While we endeavor to keep the information up to date and correct, information may change at any time without notice. Please always refer to the official website of the host/official page for complete and updated information. Please read our Terms of Use for more information

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