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Posted 4 months ago

Senior Manager Job Summary

JOB TITLE: Senior Manager: Portfolio Management and Optimisation

JOB LOCATION: Johannesburg

JOB TYPE: Full-Time


Reference Number:

Senior Manager: Portfolio Management and Optimisation Job Details

  • The Senior Manager:  Portfolio Management & Optimisation is responsible to manage, co-ordinate and implement the BankTech product portfolios & projects across  MoMo Advance, Agent & Merchant Advance, Bullet Loans.
  • The SM is responsible to ensure continuous improvement and optimization of the product portfolios in line with business plans and prioritisation within a multi-vendor environment, across the Finco Group and Opco footprint.
  • The Senior Manager is accountable to manage, monitor and report on the overall quality, performance of portfolios, portfolio administration and credit quality of assigned portfolios .
  • The Senior Manager will contribute towards way of work by suggesting and devising better ways of execution through continuous improvement, collaboration with respective Product Managers, to achieve expected project objectives.

In collaboration with the wider Finco, management and their teams, the Senior Manager will determine expedient ways to drive business growth by delivering BankTech’s product deployments timeously; thus, contributing to Finco’s overall strategic goals, achieving profitable growth, and continuously improving efficiency.

Job Requirement


  • Minimum of 4-year tertiary degree in Financial, Commerce, Statistical, Credit Risk Management or related field
  • Master’s Degree in a Financial, Commerce, Statistical, Credit Risk Management or related field (preferred)
  • Postgraduate qualification/ Certification in Credit Risk Management (advantageous)


  • Manager track record of 4 years or more
  • At least 3 years’ experience in in Commercial/Financial/Lending Portfolio Management in a scalable/large scale Financial Services and/or Consumer Finance multi-country environment
  • Minimum of 7 years of experience in Financial Services, consulting, strategy, analytics, engineering, or related industry
  • Experience in defining and project managing the technical and business implementation of portfolio strategies within a FinServ/FinTech environment
  • Experience in B2C financial products with a broad range of products offered (secured, unsecured) and/or experience with rating agencies with knowledge across various financial products
  • Experience in leveraging traditionally unconventional data and insights to deploy and optimize multi-territory/multi-product credit risk strategies via mobile/telco channels
  • Deep understanding of the digital banking ecosystem, players, business models and industry related best practices
  • Prior experience Financial Services preferred
  • Experience in ecommerce and electronic payment business is advantageous
  • Entrepreneurial spirit, self-driven and ability to motivate a fast-paced team
  • Worked across diverse cultures and geographies
  • Pan Africa multi-cultural experience is advantageous


Functional Knowledge:

  • Understanding of FinTech, banking, microfinance and payment businesses
  • Portfolio Management
  • Asset & Product Portfolio Management
  • Credit Risk Portfolio management
  • Project and Programme Management
  • Digital product management
  • Understanding of the regulation environment
  • Expert knowledge on Deep Learning and its applications
  • Working knowledge in related Big Data technologies


  • Business Acumen
  • Analytics and Interpretation
  • Strategic Thinking
  • Organizational Agility
  • Digital mind-set
  • Dealing with ambiguity and complexity
  • Decision Making
  • Conflict Management
  • Negotiation
  • Financial and Numerical
  • Project Management
  • People Management
  • Executive Presentation

Behavioral Qualities

  • Adaptable
  • Complete candour
  • Culturally aware
  • Emotional Maturity
  • Innovation
  • Integrity
  • Leadership
  • Team Player
Application Deadline:

Not Specified!

Job Features

Job Category

Fintech Jobs

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